Civil Liability Insurance

Civil liability insurance covers personal injuries or property damages you may have caused to a third party, voluntarily or involuntarily, during private, curricular or extracurricular activities, on or outside ESSEC campus, in France or abroad.

Please be aware that this type of insurance does not cover any personal injuries or property damages that you may sustain.

Civil liability is usually included in the housing insurance you subscribe to when you rent a room or an apartment. For instance, if you stay at Alegessec student residences, the housing insurance contract includes this option. If you stay at a hotel, share an apartment or stay at a friend’s free of charge, and hence do not have any insurance contract, you must subscribe to an individual civil liability insurance.

For reference, this type of insurance is now offered by most banks, in addition to major insurance companies. We suggest that you inquire at the bank where you opened your bank account in France.

A copy of your insurance may be required by a company where you do an internship.

You must verify that your current Civil Liability insurance also covers you during your internship. Contact your insurance provider and explain clearly what you are about to do.

Click here to see our recommendations, in particular ESSEC partner Gritchen Insurance.

In partnership with ESSEC, Gritchen Assurances offers specific insurance solutions aimed at French and foreign students throughout their study period.

Gritchen has negotiated for ESSEC students a one-year multiple stay contract with an excellent guarantee / tariff ratio. Since 01/06/2020, this contract has been upgraded by covering epidemic risk and online consultation. 

Click here to see the details of Gritchen's offers, including civil liability.