[CROUS] Prêt INFINITE

Overview of the INFINITE Loan

Loan Features:

• Interest-free loan (0% rate).
• No guarantor required.
• Loan amount: Up to 45,000 euros (you may request a lower amount based on your needs).
• Repayment period: 2, 3, or 4 years.
• Solidarity-based model: Repayments fund future students.

Eligibility Criteria:

1. Residency and Fiscal Status:

   • You must be a French citizen, a recognized refugee by OFPRA, or hold temporary/subsidiarity protection or a residency card.
   • You must have been domiciled in France for at least 2 years and have a tax household in France for at least 2 years.
   • Note: Italian residents are not eligible.

2. Academic Status:

   • You must be admitted to or currently enrolled in one of INFINITE’s partner institutions or a top-ranked university/school in your field.
   • You must have at least 2 years of studies remaining.

3. Financial Need:

   • You must demonstrate significant financial difficulties in funding your studies. While you do not need to be a CROUS scholarship recipient, your financial needs should be substantial.

4. Alumni Status (Optional Pathway):

   • If you are an alumnus of United World Colleges or Télémaque, you are eligible if you meet the other criteria.

Selection Process

1. Preselection:

   • Submit an application via the online questionnaire.
   • If preselected, you will be invited for a video interview.

2. Application Timeline:

   • Apply during one of the designated sessions. For 2026, the upcoming session is:
     • October session: Applications close on October 15, 2026. Responses are provided within days.

Relevance to Your Situation

• Eligibility:

  • As a French citizen and a student at ESSEC (a top-ranked institution), you meet the academic and residency requirements.
  • Your financial situation (parents unemployed since September 2025, no scholarships, and the need to cover 4,600€ for the Seoul exchange) aligns with the financial need criteria.

• Timing:

  • Since you are planning to start repaying a loan in September 2027, applying for the INFINITE loan could provide you with the necessary funds without interest, easing your financial burden.

Next Steps

1. Prepare Your Application:

   • Gather proof of residency, tax household, admission to ESSEC, and documentation of your financial situation.

2. Apply Online:

   • Submit your application through the INFINITE website: https://infinite.study/language/fr/accueil/

3. Select the Appropriate Session:

   • If you are ready to apply, the October 2026 session (closing on October 15) is the next opportunity.

4. Prepare for the Interview:

   • If preselected, be ready for a video interview to discuss your financial needs and academic plans.

Additional Considerations

• Solidarity Model: By choosing INFINITE, you contribute to a chain of support for future students facing similar financial challenges.
• Flexibility: You can request a loan amount tailored to your needs (e.g., 4,600€ for the Seoul exchange or more for broader study expenses).